Category: Loans
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Want to earn $8000 from home? Get ready to be scammed
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“A single mother earned $8000 from Google Adsense in one month. Find out how!” says an internet advertisement, targeting unsuspecting prospects. New Zealand is hit by many internet scams, with the latest being ‘work from home‘ or ‘part-time’ job scams, which typically target students or at-home mothers. “If it sounds…
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Will LVR home loan restrictions go by Christmas?
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The Reserve Bank of New Zealand’s indication that the loan restrictions (LVR) imposed last year will be eased toward s the end of 201 has come as a relief for many first-home buyers as well as home sellers. This is welcome news for provincial New Zealand, where the restrictions have…
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How to keep teenagers safe on net
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A consumer advocate is warning that fraudsters maybe “mining” people’s personal data today and use it months or years later for fraud. Parents need to know their kids may be risking their identity and future credit rating by posting volumes of personal information to open forums and other sites, a…
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Kotak Mahindra launches NRI banking with Scotiabank
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Indians moving to Canada can now experience NRI banking services with another trusted Indian banking brand. For new immigrants, or international students, the latest alliance of Kotak Mahindra Bank with Canada’s Scotiabank opens the doors for financial services at a time when you need those the most – just after arrival in…
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How to repair bad credit rating
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Credit cards with bad credit rating often cause financial distress, and they often search for credit cards for people with bad credit rating. They are attracted to advertisements that promise ‘no credit check credit cards’. People with bad credit rating are sometimes disadvantaged because they are continuously declined for regular…
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Hatch a plan for your retirement nest egg
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It’s nearly Easter and what better time for taking steps to sort out your retirement nest egg. No matter your age, it’s never too soon (or too late) to hatch a money plan that will help you to enjoy the lifestyle you want in retirement. Life expectancy has risen as…
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Tax changes to affect many Kiwis on 1 April
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Changes to student Loan, KiwiSaver and Working-for-Families scheme are likely to affect thousands of New Zealanders on 1 April. A number of these changes take effect from 1 April 2012 for student loan borrowers, KiwiSaver members and people receiving Working for Families Tax Credits. The changes to student loans are designed to…
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NRIs don’t need to report property deals to RBI
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India’s federal bank says people of Indian origin (PIOs) and non resident Indians (NRIs) are not required to report property deals in India to the bank. This is likely to encourage further investment by NRIs in India. NRIs and PIOs don’t need to inform the Reserve Bank of India about…
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Beware of bad credit traps for migrants
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Australia Day is the time when thousands of new Australians are welcomed into the country’s dynamic multi-cultural society, but a national credit repairer says the road to financial success in Australia can be a harsh one for new migrants. Busy with starting a new life in the new country, many…
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Tax identity scam on rise in Australia
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Australian tax payers should be aware of scams designed to extract tax file numbers for the purpose of identity fraud. This could leave their bank accounts empty and credit files ineffective for up to five years, says an Australian credit information expert. Director of MyCRA Credit Repairs, Graham Doessel says…
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Unsecured loans: without delay and documents
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Unsecured loans are highly sought after in this recessionary economic climate. Unsecured loans are more popular than secured loans because you don’t need any property to get an unsecured loan. You don’t need to give any documents. In many cases, you can easily obtain an unsecured loan online, from the…
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What are the rules for buying property in India?
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NRIs have continued to buy and sell houses in India despite the global economic crisis in the recent years. In fact, NRIs have used the gloomy global scenario to their advantage to secure bargain properties in India. As India Inc continues its success story, and while the country maintains its…
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NRIs can buy property in India
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With India’s booming property market, and improving job prospects, many NRIs are keen to buy a house or commercial property in India, and become part of India’s success story. As per RBI rules, NRIs or persons of Indian origin (PIO) are permitted to buy and sell properties in India. However,…